Self-Employed Contribution Calculator 2026
Find out your monthly autónomo contribution in 2026 based on your net earnings under Spain's new real-income system.
Estimated monthly contribution
381 €
Based on 2000 € net income. The self-employed quota in Spain is tiered by real income since 2023.
Spanish self-employed (autónomo) contribution estimate. Rates change yearly.
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Frequently asked questions
How is the autónomo contribution calculated in 2026?
Under Spain's real-income system, your monthly contribution is based on your average net income expected over the year. You choose a contribution bracket from the 2026 tariff table, and pay the corresponding fee for that income range. After the year ends, adjustment can be made if actual income differs.
What are the 2026 autónomo contribution brackets?
The 2026 table has 15 contribution brackets based on monthly net income, from below €670 to above €6,000. Each bracket has a minimum and maximum base, plus a contribution rate of 31.2% for most workers, reduced during the startup tariff. The exact quote depends on your chosen base.
Can I change my autónomo contribution during the year?
Yes. You can modify your contribution base up to six times a year if your actual net income changes. The new fee takes effect from the following two months or immediately in some cases. You should update it whenever your average monthly income varies significantly.
What Is the 2026 Autónomo Contribution?
The cuota de autónomos is the monthly social security fee paid by self-employed workers in Spain. Starting in 2026, contributions are based on real net income rather than on chosen flat bases alone. This calculator estimates your monthly cuota using the official 2026 tariff brackets, helping you plan your business budget.
How to Use This Self-Employed Contribution Calculator
Enter your expected monthly net income, which is your revenue minus deductible expenses and taxes. Choose the contribution base that matches your income bracket for 2026. The calculator instantly shows your monthly fee and your annual cost. You can compare options to decide the base that best fits your cash flow.
Key Changes in the 2026 Autónomo Quota System
In 2026, the new system replaces the old 19-bracket schedule with 15 brackets based on actual net income. A 31.2% contribution rate applies to the chosen base, except for reduced startup rates. The table includes allowances for income below the minimum wage and updated cap adjustments, giving autónomos more flexibility.